How To Protect Yourself From Identity Theft

by Allison Ryan
Dec 20, 2022

Online fraud (including ID theft) is at an all-time high. Online fraudsters can seek you out anywhere so it’s important to be aware and to take preventive action, so you aren’t the victim of the latest scams.

Did you know?

According to this article, the three states most vulnerable for identity theft and fraud are: Washington D.C., Delaware, and Louisiana!

Confused Woman Sitting in front of Computer

Don’t fall victim to the latest scams. Use these tips to help prevent online fraud and protect yourself from identity theft:

  • Keep your Social Security number (SSN) in a secure location.
    • Pro Tip: Don't carry your Social Security card in your wallet and only give out your SSN when necessary.
  • Don't share personal information (birthdate, Social Security number, or bank account number)
    • Be careful with whom you share your personal information with.
  • Collect mail every day.
    • Pro Tip: Place a hold on your mail when you are away from home for several days.
  • Pay attention to your billing cycles.
    • If bills or financial statements are late, contact the sender.
  • Use the security features on your mobile phone.
    • Phones today have a ton of features you can use to help keep your information safe. Download the SecurLOCK app and lock your FGB cards whenever and wherever you are!
  • Update sharing and firewall settings when you're on a public wi-fi network.
    • Use a virtual private network (VPN). And if you do use public wi-fi, be extra vigilant on what information you are sharing online.
  • Review your credit card and bank account statements regularly.
    • Compare receipts with account statements. Watch for unauthorized transactions. Read more about FGB’s ATM/Debit Card Fraud Protection here.
  • Shred receipts, credit offers, account statements, and expired credit cards.
    • This can prevent “dumpster divers” from getting your personal information.
  • Create complex passwords that identity thieves cannot guess.
    • Change your passwords regularly and use complex phrases rather than personally identifiable words. Read more here.
    • NOTE: If a company that you do business with has a breach of its databases, be sure to change your password immediately
  • Freeze your credit files with Equifax, Experian, Innovis, TransUnion, and the National Consumer Telecommunications and Utilities Exchange for FREE.
    • Credit freezes can prevent someone from applying for and getting approval for a credit account or utility services in your name.

At First Guaranty Bank, your safety is our highest priority. It's why we've implemented multiple safeguards for your online banking, accounts, credit/debit cards, ATM transactions, and more. Our security tools work 24/7 to keep your accounts safe—so you can take a well-earned break.

For more information on how FGB keeps your information and accounts safe, visit our Fraud Center.

For more tips on how to avoid scams, visit our blog!

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