Personal Checking

Personal Checking Comparison

Features & Benefits

Access Checking
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Active Club Checking
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Advantage Club Checking
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Guaranty Money Marketa
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Health Savings Accountb
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Minimum to Open$25$25$5,000$1,500$100
Monthly Service Charge/Minimum Balance Requirement Fee




how to reduce


how to reduce


how to reduce



Earns Interest*  YesYesYes
Debit CardYesYesYes Yes
Online & Mobile BankingYesYesYesYesYes
24 Hour Telephone BankingYesYesYesYesYes
Bill Pay YesYes  
eStatements Available YesYesYesYesYes
Notify Me Email & Text Alerts**YesYesYesYesYes

Club Benefits

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Please see FGB Schedule of Misc. Fees and Charges for additional fees that may apply to your account.

* Check our rates page for current rates.
** Data and text rates may apply
a  Guaranty Money Market accounts are subject to Reg. D which states that transfers from a money market account to another account or third party by preauthorizes automatic, computer or telephone transfers are limited to six (6) per month, whether initiated by check, draft, debit card, if applicable, or similar order to third parties. Money Market Accounts over transaction limitations subject to a $15.00 per item Excess Withdrawal Fee.
b  Health Savings Accounts - unlimited check writing for qualified medical expenses.