Personal Checking

Personal Checking Comparison

Features and Benefits MyChoice
Checking

Access
Checking

Guaranty
Money Market
a

Health
Savings Account 
b

Minimum to Open$50$25$1,500$100
Monthly Service Charge/Minimum Balance Requirement Fee$5$5$15None
Minimum Average Daily Balance (ADB)/Daily Balance to avoid Monthly Balance Requirement fee$500 ADBNone$1,500 Daily BalanceNone
Interest Bearing*YesYes
Unlimited Check WritingYesYes
Unlimited DepositsYesYesYesYes
Unlimited WithdrawalsYesYesYes
MasterMoney Debit CardYesYesYes
Online Banking/Mobile Banking**YesYesYesYes
24 Hour Telephone BankingYesYesYesYes
Bill PayYes
eStatementsYesYesYesYes