|Features and Benefits||Savings Account a||Christmas Club Savings b||Certificate of Deposit||Individual Retirement Account|
|Minimum to Open||$100 ($25 Minors)||$5||$500||$500|
|Daily Balance to Avoid Fees||$200 Daily||None||None||None|
|Withdrawals||Three Complimentary per month|
|Online Banking & Mobile Banking||Yes||Inquiry Only|
|24 Hour Telephone Banking||Yes|
Please see FGB Schedule of Misc. Fees and Charges for additional fees
that may apply to your account.
* Check our rates page for current rates.
a Savings Account withdrawal fee $2 per transaction over three complimentary each month. Savings Accounts are also subject to Reg. D, which states that transfers from a savings account or third party by preauthorized, automatic,
computer or telephone transfers are limited to six (6) per month, whether initiated by check, draft, debit card, if applicable, or similar order to third parties.
b Christmas club savings - must deposit $5 per month via automatic transfer from another FGB account. Disbursements made via direct deposit into another FGB account on the third Tuesday in October.