Savings Comparison

Features and Benefits Savings Account a Christmas Club Savings b Certificate of DepositIndividual Retirement AccountHealth Savings Accountc
Minimum to Open$100 ($25 Minors)$5$500$500$100
Monthly Service Charge/Minimum Balance Requirement Fee$3NoneNoneNoneNone
Minimum Average Daily Balance (ADB)/Daily Balance to avoid Monthly Balance Requirement fee$200 DailyNoneNoneNoneNone
Interest Bearing*YesYesYesYesYes
Unlimited DepositsYesYes  Yes
Unlimited WithdrawalsThree Complimentary per month   Yes
MasterMoney Debit Card    Yes
Online Banking/Mobile BankingYesInquiry OnlyYes
24 Hour Telephone BankingYesYes
eStatements AvailableYesYes  Yes