Savings Comparison

Personal Savings Comparison

Features and Benefits Savings
Account
SavingsELITE3 
Christmas Club Savings4 Certificate of DepositIndividual Retirement AccountGuaranty Money Market Health Savings Account
Online Account OpeningOpen an AccountOpen an AccountXXXOpen an AccountX
Minimum to Open

$100

($25 for Minors)

$25,000$5$500$500$1500$100
Monthly Service Charge

$3

how to reduce

NONENONENONENONE

$15

how to reduce

NONE
Daily Balance to Avoid Monthly Service Charge$200NONENONENONENONE$1500N/A
Interest Bearing*YesYesYesYesYesYesYes
DepositsUNLIMITEDUNLIMITEDUNLIMITEDXXUNLIMITEDUNLIMITED
WithdrawalsTHREE COMPLIMENTARY PER MONTHaUNLIMITEDXXXUNLIMITED5UNLIMITED6

Debit Card

(ATM Use Only)

YesYesXXXYesYes
24 Hour Telephone BankingYesYesInquiry OnlyYesYes
Online & Mobile BankingYesYesYesYes
eStatementsYesYesYesXXYesYes
Check WritingXXXXXUNLIMITEDUNLIMITED7

Please see FGB Schedule of Misc. Fees and Charges for additional fees that may apply to your account.

* Check our rates page for current rates.

aSavings Account - withdrawal fee $2 per transaction over three complimentary each month.

3 SavingsELITE - daily minimum balance of $25,000 to receive advertised rate.

4 Christmas club savings - must deposit $5 per month via automatic transfer from another FGB account. Disbursements made via direct deposit into another FGB account on the third Tuesday in October.

5 Guaranty Money Market - Unlimited withdrawals with minimum daily balance of $1500.

6 Health Savings Account - Unlimited withdrawals for qualified medical expenses.

7 Health Savings Account - Unlimited check writing for qualified medical expenses.

Are you a current FGB Customer?

Yes

Do you live in one of these states?

AR, KY, LA, MS, OH, TX, WV

Yes

Please visit your local FGB branch.

Popup content
Links from the First Guaranty Bank web site to other web sites are provided solely as a convenience to visitors. If you use these links, you will leave the First Guaranty Bank web site.

The First Guaranty Bank does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.

If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.