Savings Comparison

Features and Benefits Savings Account a Christmas Club Savings b Certificate of DepositIndividual Retirement Account
Minimum to Open$100 ($25 Minors)$5$500$500
Fees$3NoneNoneNone
Daily Balance to Avoid Fees$200 DailyNoneNoneNone
Interest Bearing*YesYesYesYes
DepositsUnlimitedUnlimited  
WithdrawalsThree Complimentary per month   
Debit CardYes   
Online Banking & Mobile BankingYesInquiry Only
24 Hour Telephone BankingYes
eStatementsYesYes  

Please see FGB Schedule of Misc. Fees and Charges for additional fees that may apply to your account.

* Check our rates page for current rates.

 

a Savings Account withdrawal fee $2 per transaction over three complimentary each month. Savings Accounts are also subject to Reg. D, which states that transfers from a savings account or third party by preauthorized, automatic, computer or telephone transfers are limited to six (6) per month, whether initiated by check, draft, debit card, if applicable, or similar order to third parties.

b Christmas club savings - must deposit $5 per month via automatic transfer from another FGB account. Disbursements made via direct deposit into another FGB account on the third Tuesday in October.

 

Links from the First Guaranty Bank web site to other web sites are provided solely as a convenience to visitors. If you use these links, you will leave the First Guaranty Bank web site.

The First Guaranty Bank does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.

If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.