Savings Comparison

Features and Benefits Savings Account a SavingsELITE Christmas Club Savings b Certificate of DepositIndividual Retirement Account
Minimum to Open$100 ($25 Minors)$25,000$5$500$500
Fees$3NoneNoneNoneNone
Daily Balance to Avoid Fees$200 DailyNoneNoneNoneNone
Interest Bearing*YesYesYesYesYes
DepositsUnlimitedUnlimitedUnlimited  
WithdrawalsThree Complimentary per monthUnlimited   
Debit Card (ATM Use Only)YesYes   
Online Banking & Mobile BankingYesYesInquiry Only
24 Hour Telephone BankingYesYes
eStatementsYesYesYes  

Please see FGB Schedule of Misc. Fees and Charges for additional fees that may apply to your account.

* Check our rates page for current rates.

 

a Savings Account withdrawal fee $2 per transaction over three complimentary each month.

b Christmas club savings - must deposit $5 per month via automatic transfer from another FGB account. Disbursements made via direct deposit into another FGB account on the third Tuesday in October.

 

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