Rates

EFFECTIVE DATE

November 16, 2017

Interest Rate and Annual Percentage Yield (APY) are effective as of the above date and may change at any time without notice.

CD RATES

TermRateAPY2Minimum Opening Deposit
30 Day0.10%0.10%$500.00
90 Day0.15%0.15%$500.00
6 Month0.30%0.30%$500.00
1 Year0.45%0.45%$500.00
18 Month0.60%0.60%$500.00
2 Year0.90%0.90%$500.00
3 Year1.05%1.05%$500.00
4 Year1.35%1.35%$500.00
5 Year1.50%1.50%$500.00
6 Year1.50%1.50%$500.00
7 Year1.50%1.50%$500.00
8 Year1.50%1.50%$500.00

 

INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)

TermRateAPY2Minimum Opening Deposit
6 Month0.30%0.30%$500.00
1 Year0.45%0.45%$500.00
18 Month0.60%0.60%$500.00
2 Year0.90%0.90%$500.00
3 Year1.05%1.05%$500.00
4 Year1.35%1.35%$500.00
5 Year1.50%1.50%$500.00
6 Year1.50%1.50%$500.00
7 Year1.50%1.50%$500.00
8 Year1.50%1.50%$500.00
1 Year Target IRA1.15%1.15%$500.00

 

Health Savings Account1RateAPY2Minimum Opening Deposit
$100.00
Balances less than $1,5000.05%0.05%
Balances $1,500 – $99,9990.07%0.07%
Balances $100,000 – $999,9990.12%0.12%
Balances greater than $1,000,0000.30%0.30%

 

Business Accounts
Sole Prop./Non-Profit Now1
RateAPY2Minimum Opening Deposit
$100.00
Balances less than $1,5000.05%0.05%
Balances $1,500 – $99,9990.07%0.07%
Balances $100,000 – $999,9990.12%0.12%
Balances greater than $1,000,0000.30%0.30%

 

SAVINGS ACCOUNTS

Account TypeRateAPY2Minimum Opening Deposit
Regular Savings10.05%0.05%$100.00
Christmas Club Savings10.05%0.05%$5.00
Business Savings10.05%0.05%$100.00

 

MONEY MARKET ACCOUNTS

Guaranty Money Market1RateAPY2Minimum Opening Deposit
(Personal or Business)$1,500.00
Balances less than $1,5000.00%0.00%
Balances $1,500 – $99,9990.05%0.05%
Balances $100,000 – $999,9990.15%0.15%
Balances greater than $1,000,0000.35%0.35%

 

1The interest rate and APY may change after account opening. Daily Balance is the amount of  principal in the account each day. 2The APY assumes that principal and interest are compounded for a period of one (1) year. Also, a penalty may be imposed for early withdrawal. Fees may reduce earnings.