Courtesy Pay for Personal

Courtesy Pay for Personal Accounts

Constantly having to check your account every time you make a purchase? We know that can be stressful, so we have a service to give you peace of mind to meet your daily financial needs.

In the event insufficient funds are available in your checking account, we will strive to pay your transactions. This service may provide some comfort if items arrive on your account when insufficient funds exist and may save you embarrassment and hassle of returned checks. 


How it works

Courtesy Pay

At our discretion, we will strive to pay any non-sufficient fund items, which may be presented against your account instead of returning the item unpaid. 


  • Checks
  • Automatic Bill payments
  • Recurring debit card transactions
  • ACH items

 This service is automatically applied, if eligible


Courtesy Pay Plus

This service is the same as our Courtesy Pay, but with this service, we will strive to pay ATM and everyday Debit Card transactions and charge you a fee.


  • ATM transactions
  • Everyday debit card transactions (excludes recurring debit transactions)
You must authorize this service



Fees only apply when you use this service.


If you overdraw your account:

Up to $40 per item


Fees only apply when you use this service.


If you authorize this service and overdraw your account:

Up to $40 per item


If you do not authorize this service:

Overdraft Transaction declined. No fee


 How to add

Automatically Applied

Revoke Your Decision:
Click here


Authorize in person:
Visit your branch

Authorize Online:
Click here to learn more

By phone: 888.375.3093