Savings Comparison

Features and BenefitsBusiness SavingsaBusiness Certificate of Depositb
Minimum to Open$100$500
Monthly Service Charge/Minimum Balance Requirement Fee$3None
Minimum Average Daily Balance (ADB) / Daily Balance to avoid Monthly Balance Requirement fee$200None
Interest Bearing*YesYes
Unlimited Check Writing
Unlimited DepositsYes
Unlimited WithdrawalsThree complimentary per month
Business Debit Card             Yes
Online Banking/Mobile Banking**Inquiry Only
24 Hour Telephone Banking
Bill Pay
eStatements AvailableYesYes

Please see FGB Schedule of Misc. Fees and Charges for additional fees that may apply to your account.

*Check our website for current interest rates.
**Mobile check deposit fee $.50 per deposit on business accounts.

a Business Savings accounts withdrawal fee $2 per transaction over 3 complimentary each month.  (Savings accounts are also subject to Reg D which states that transfersfrom a savings account to another account or third party by preauthorized automatic, computer or telephone transfers are limited to six (6) per month, whether initiated by check, draft, debit card, if applicable, or similar order to third parties.

b Certificates of Deposits - various terms available.  Various interest payment options