Digital Banking Smarts: Five Ways to Stay Safe and Savvy Online

by Allison Ryan
May 13, 2025

In today’s fast-paced world, digital banking is more than a convenience, it’s a necessity. But with that convenience comes responsibility. At First Guaranty Bank, we want to ensure our customers are not only empowered by technology but also protected while using it.

Here are a few ways you can stay smart and secure when banking online:

1. Use Strong, Unique Passwords

Avoid using the same password across multiple accounts. Choose a combination of letters, numbers, and symbols. We know this can be easier said than done, so consider using a password manager to keep track of them securely.

2. Enable Two-Factor Authentication (2FA)

Add an extra layer of protection by enabling two-factor authentication on your apps and online banking. It’s a simple step that’s already built into our Online Banking and it can help stop cybercriminals in their tracks.

3. Watch out for Phishing Scams

Be cautious of emails or texts that ask for personal information or urge you to click suspicious links. FGB will never ask for your login credentials via email. Read more about how to avoid scams here: Avoiding Scams: 4 Essential Tips for Protecting Your Finances

4. Keep Your Devices Updated

Regularly update your phone, tablet, and computer software. These updates often include security patches that protect against new threats.

5. Monitor Your Accounts

Set up alerts for unusual activity and review your statements regularly. The sooner you spot something suspicious, the faster we can help. Remember, if you have a question about your FGB account, our Customer Support Center can be reached directly at 888-375-3093.

Good digital habits are essential, but First Guaranty Bank also provides built-in tools to make digital banking safer and easier. Here are a few features you can take advantage of today:

FGB Tools That Help You Stay Safe

  • The SecurLOCK App: Instantly lock and unlock your cards from anywhere. Click here to learn more about SecurLock.
  • Account Alerts: No one likes surprises. In the MyFGBApp, you can set alerts to tell you when you're low on cash or when things are happening in your account.
  • Secure Messaging: Communicate with our team safely through your online banking portal.

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