Compare Personal Checking Accounts
Basic Checking
FGB Everday Checking
- Checking that offers all the essentials
- Unlimited transactions and check writing
- Compatible with ACH Early Pay**
Earn Interest
FGB Interest Checking
- Checking that pays competitive interest*
- Unlimited transactions and check writing
- Compatible with ACH Early Pay***
Essential Features
Access Checking Account
- Checking that offers a fresh start
- Unlimited transactions
- No checks will be issued with this account
Ages 13-23
First Access Checking Account
- Checking available for ages 13 - 23
- Parental alerts and account tracking
- No minimum balance requirements
Exclusive Benefits
Hero Checking Account
- Checking for community heroes and support staff
- Earns competitive interest
- No minimum balance requirement
Monthly Fee
$6
Reduce Fees
Debit Card
Yes
Online & Mobile Banking**
Yes
Bill Pay
Yes
Minimum to Open
$25
Monthly Fee
$15
Reduce Fees
Debit Card
Yes
Online & Mobile Banking**
Yes
Bill Pay
Yes
Minimum to Open
$5,000
Monthly Fee
$7.50
Reduce Fees
N/A
Debit Card
Yes
Online & Mobile Banking**
Yes
Bill Pay
NONE
Minimum to Open
$25
Monthly Fee
$0
Reduce Fees
N/A
Debit Card
Yes
Online & Mobile Banking**
Yes
Bill Pay
No
Minimum to Open
$25
Monthly Fee
$6
Reduce Fees
Fully waived with direct deposit
Debit Card
Yes
Online & Mobile Banking**
Yes
Bill Pay
No
Minimum to Open
$25
Please see FGB Schedule of Misc. Fees and Charges for additional fees that may apply to your account.
FGB Everday Checking:
*Data and text rates may apply.
**ACH Early Pay is available for FGB Everyday Checking customers that set up direct deposit with their employer. Early direct deposits may be available to you up to 2 days earlier, however, we are dependent on the timing of your payor’s payment instructions and therefore you may not always see your direct deposits arrive early. Early paycheck eligibility may vary between pay periods and daily/transaction limits apply. This offering could change at any time.
FGB Interest Checking:
*Check our rates page for current rates.
**Data and text rates may apply
***ACH Early Pay is available for FGB Interest Checking customers that set up direct deposit with their employer. Early direct deposits may be available to you up to 2 days earlier, however, we are dependent on the timing of your payor’s payment instructions and therefore you may not always see your direct deposits arrive early. Early paycheck eligibility may vary between pay periods and daily/transaction limits apply. This offering could change at any time.
Access Checking Account:
*Data and text rates may apply.
First Access Checking Account:
*Adult on the account must be parent or guardian.
**Data and text rates may apply.
Hero Checking Account:
*Data and text rates may apply.
*ACH Early Pay is available for Hero Checking customers that set up direct deposit with their employer. Early direct deposits may be available to you up to 2 days earlier, however, we are dependent on the timing of your payor’s payment instructions and therefore you may not always see your direct deposits arrive early. Early paycheck eligibility may vary between pay periods and daily/transaction limits apply. This offering could change at any time.

