FGB Everday Checking

FGB Everyday Checking offers a simple, convenient way to manage daily banking needs with easy access to funds and essential account features.

• $25 minimum deposit to open 
• $6 monthly service charge 
  • See below to check out ways to reduce or eliminate this charge 
• Plenty of digital banking convenience that you deserve: 
  • Online banking and mobile banking 
    • Email and text alerts set up through online banking^* 
    • Deposit checks using your phone through mobile banking 
  • Bill pay 
  • eStatements available
  • 24 hour telephone banking
• Unlimited transactions 
• Unlimited check writing 
• Debit card 
• ACH Early Pay^**

ACTIVITY REQUIREMENTS TO REDUCE OR ELIMINATE THE MONTHLY SERVICE CHARGE 

Pay no monthly service charge when you meet one of the following requirements each statement cycle:

• Maintaining an average monthly balance of $2,000.00 OR 
• Maintaining a combined average monthly balance of $3,000.00 in linked accounts. Combined balance includes the average monthly balance in eligible consumer checking, savings accounts and/or money market accounts (excludes additional FGB Everyday Checking accounts, FGB Interest Checking accounts, CDs, IRAs) as of the end of the FGB Everyday Checking statement cycle. Accounts are automatically linked based on account ownership information determined by the Bank. 
• Once the primary account owner reaches the age of 55 or greater

OR reduce monthly service charge by the following discount: 

• $3.00 for 15 posted POS purchases using your FGB Debit MasterCard per statement cycle  
• $3.00 for a single posted electronic direct deposit 
• $3.00 for each statement cycle where no paper statements are delivered and the monthly statement is delivered electronically via e-statements. Electronic statements require enrollment in online banking and e-Statements. Enrollment and continued participation are required to receive this discount. 

The discount can reduce or eliminate your monthly Service Charge. The calculation of fees and discounts is performed during each monthly statement cycle based on based on balances and activity posted during that cycle. If the discounts exceed the fees for any period, you will be assessed no fee, but you will not be paid, carry forward or otherwise receive credit for any excess discounts. 

Switching to FGB is Effortless and Stress-Free.

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