Compare Business Savings Accounts
Mutli-Purpose
Business Savings
- Savings for long- or short-term business goals
- Earn interest on your balance
- Up to 3 complimentary withdrawals per month*
Predictable Earnings
Business Certificates of Deposit (CDs)
- Earn a fixed-rate for the term you choose
- Terms from 30 days to 8 years
- Automatic renewal at the prevailing rate
Higher Balances
SavingsELITE
- Earn a high APY* on balances of $25,000 or more
- Access your funds whenever you need them
- No withdrawal penalties
Monthly Service Charge
$3
How to waive
Daily Balance to Avoid Monthly Service Charge
$200
Minimum to Open
$100
Monthly Service Charge
NONE
Daily Balance to Avoid Monthly Service Charge
NONE
Minimum to Open
NONE
Monthly Service Charge
$15
Daily Balance to Avoid Monthly Service Charge
$1,500
Minimum to Open
$1,500
View All Checking Accounts
Please see FGB Schedule of Misc. Fees and Charges for additional fees that may apply to your account.
Business Savings:
*Withdrawal fee $2 per transaction over three complimentary each month.
**Data and text rates may apply.
SavingsELITE (biz):
*APY = Annual Percentage Yield. The minimum balance to open this account is $25,000.00. The account must maintain a balance of $25,000.00 daily to obtain the 2.53% annual percentage yield. After opening, if the account balance is below $25,000.00 the APY drops to 0.05%. Interest will be compounded daily and will be credited to the account quarterly. APY and interest rates are subject to change at any time and may change after account opening. Disclosed APY is accurate as of 02/26/2026.
**Data and text rates may apply.