Christmas Club

The holidays have a way of sneaking up. Here's the way to get ahead.

  • Reduce holiday-related stress 
  • Disbursements made on the third Tuesday in October 
  • No monthly service charge
Request Info

Reduce holiday stress with a Christmas Club Account! And even though this savings account is called “Christmas Club,” you can use this interest-bearing account to save funds throughout the year for any occasion.  

  • $5 minimum deposit to open 
  • No monthly service charge 
  • Interest credited to your account annually 
  • Must deposit at least $5 per month via automatic funds transfer from another FGB account 
  • Disbursements made into your FGB account on the third Tuesday in October 
  • Plenty of digital banking convenience that you deserve: 
Request Info
Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated Annual Rewards $0
  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
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*Qualifications, limits and other requirements may apply. See details for more info.

**The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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  • Net cost of buying $0
  • Net cost of leasing $0
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total value at maturity $0
  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
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Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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  • Monthly deposit needed to reach goal $0
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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Estimated monthly payment $0
  • Total paid $0
  • Total interest paid $0
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FGB Interest Checking Account

FGB Interest Checking Account1 Interest Rate APY2 Minimum Opening Deposit
      $5,000.00
Balances less than $5,000.00 0.00% 0.00%  
Balances $5,000.00 or more 0.45% 0.45%  

Fixed Rate CDs

Term  Interest Rate APY2 Minimum Opening Deposit
30 Day 2.70% 2.70% $500.00
90 Day 2.70% 2.70% $500.00
6 Month 2.70% 2.70% $500.00
1 Year 2.55% 2.55% $500.00
18 Month 2.60% 2.60% $500.00
2 Year 2.75%

2.75%

 $500.00
3 Year 2.75% 2.75% $500.00
4 Year 2.85% 2.85% $500.00
5 Year 2.95% 2.95% $500.00
6 Year 2.95% 2.95% $500.00
7 Year 2.95% 2.95% $500.00
8 Year 2.95% 2.95% $500.00

Health Savings Account

Health Savings Account1

 Interest Rate APY2 Minimum Opening Deposit
      $100.00
Balances less than $1,500 0.05% 0.05%  
Balances $1,500 – $99,999 0.07% 0.07%  
Balances $100,000 – $999,999 0.12% 0.12%  
Balances greater than $1,000,000 0.30% 0.30%  

Hero Checking Account

Hero Checking Account1 Interest Rate APY2 Minimum Opening Deposit
      $25.00
Balances less than $5,000.00 2.25% 2.27%  
Balances $5,000.00 or more 0.05% Range from 2.27% to 0.05%  

Individual Retirement Accounts (IRAs)

Term Interest Rate APY2 Minimum Opening Deposit
6 Month 2.70% 2.70% $500.00
1 Year 2.55% 2.55% $500.00
18 Month 2.60%

2.60%

 $500.00
2 Year 2.75% 2.75% $500.00
3 Year 2.75% 2.75% $500.00
4 Year 2.85% 2.85% $500.00
5 Year 2.95% 2.95% $500.00
6 Year 2.95% 2.95% $500.00
7 Year 2.95% 2.95% $500.00
8 Year 2.95% 2.95% $500.00
 

 

    

Money Market Accounts

Guaranty Money Market1 Interest Rate APY2 Minimum Opening Deposit
(Personal or Business)     $1,500.00
Balances less than $1,500 0.00% 0.00%  
Balances $1,500 – $99,999 0.05% 0.05%  
Balances $100,000 – $999,999 0.15% 0.15%  
Balances greater than $1,000,000 0.35% 0.35%  

Savings Accounts

Account Type Interest Rate APY2 Minimum Opening Deposit
Regular Savings1 0.05% 0.05% $100.00
Christmas Club Savings1 0.05% 0.05% $5.00
Business Savings1 0.05% 0.05% $100.00

Savings Elite

Account Type Interest Rate APY2 Minimum Opening Deposit

 

     $25,000.00
Balances less than $25,000.00 0.05% 0.05%  
Balances $25,000.00 or more 2.50% 2.53%  

Sole Prop./Non-Profit Now

Business Accounts
Sole Prop./Non-Profit Now1		 Interest Rate APY2 Minimum Opening Deposit
      $100.00
Balances less than $1,500 0.05% 0.05%  
Balances $1,500 – $99,999 0.07% 0.07%  
Balances $100,000 – $999,999 0.12% 0.12%  
Balances greater than $1,000,000 0.30% 0.30%