APY = Annual Percentage Yield. Rates effective as of {{ dynamic-date }}. Fees may reduce earnings.
| Term |
Interest Rate |
APY2 |
Minimum Opening Deposit |
| 30 Day |
2.70% |
2.70% |
$500.00 |
| 90 Day |
2.70% |
2.70% |
$500.00 |
| 6 Month |
2.70% |
2.70% |
$500.00 |
| 1 Year |
2.55% |
2.55% |
$500.00 |
| 18 Month |
2.60% |
2.60% |
$500.00 |
| 2 Year |
2.75% |
2.75%
|
$500.00 |
| 3 Year |
2.75% |
2.75% |
$500.00 |
| 4 Year |
2.85% |
2.85% |
$500.00 |
| 5 Year |
2.95% |
2.95% |
$500.00 |
| 6 Year |
2.95% |
2.95% |
$500.00 |
| 7 Year |
2.95% |
2.95% |
$500.00 |
| 8 Year |
2.95% |
2.95% |
$500.00 |
|
Health Savings Account1
|
Interest Rate |
APY2 |
Minimum Opening Deposit |
| |
|
|
$100.00 |
| Balances less than $1,500 |
0.05% |
0.05% |
|
| Balances $1,500 – $99,999 |
0.07% |
0.07% |
|
| Balances $100,000 – $999,999 |
0.12% |
0.12% |
|
| Balances greater than $1,000,000 |
0.30% |
0.30% |
|
| Term |
Interest Rate |
APY2 |
Minimum Opening Deposit |
| 6 Month |
2.70% |
2.70% |
$500.00 |
| 1 Year |
2.55% |
2.55% |
$500.00 |
| 18 Month |
2.60% |
2.60%
|
$500.00 |
| 2 Year |
2.75% |
2.75% |
$500.00 |
| 3 Year |
2.75% |
2.75% |
$500.00 |
| 4 Year |
2.85% |
2.85% |
$500.00 |
| 5 Year |
2.95% |
2.95% |
$500.00 |
| 6 Year |
2.95% |
2.95% |
$500.00 |
| 7 Year |
2.95% |
2.95% |
$500.00 |
| 8 Year |
2.95% |
2.95% |
$500.00 |
| |
|
|
|
| FGB Interest Checking Account1 |
Interest Rate |
APY2 |
Minimum Opening Deposit |
| |
|
|
$5,000.00 |
| Balances less than $5,000.00 |
0.00% |
0.00% |
|
| Balances $5,000.00 or more |
0.45% |
0.45% |
|
| Hero Checking Account1 |
Interest Rate |
APY2 |
Minimum Opening Deposit |
| |
|
|
$25.00 |
| Balances less than $5,000.00 |
2.25% |
2.27% |
|
| Balances $5,000.00 or more |
0.05% |
Range from 2.27% to 0.05% |
|
Business Accounts
Sole Prop./Non-Profit Now1 |
Interest Rate |
APY2 |
Minimum Opening Deposit |
| |
|
|
$100.00 |
| Balances less than $1,500 |
0.05% |
0.05% |
|
| Balances $1,500 – $99,999 |
0.07% |
0.07% |
|
| Balances $100,000 – $999,999 |
0.12% |
0.12% |
|
| Balances greater than $1,000,000 |
0.30% |
0.30% |
|
| Account Type |
Interest Rate |
APY2 |
Minimum Opening Deposit |
| Regular Savings1 |
0.05% |
0.05% |
$100.00 |
| Christmas Club Savings1 |
0.05% |
0.05% |
$5.00 |
| Business Savings1 |
0.05% |
0.05% |
$100.00 |
| Account Type |
Interest Rate |
APY2 |
Minimum Opening Deposit |
|
|
|
|
$25,000.00 |
| Balances less than $25,000.00 |
0.05% |
0.05% |
|
| Balances $25,000.00 or more |
2.50% |
2.53% |
|
| Guaranty Money Market1 |
Interest Rate |
APY2 |
Minimum Opening Deposit |
| (Personal or Business) |
|
|
$1,500.00 |
| Balances less than $1,500 |
0.00% |
0.00% |
|
| Balances $1,500 – $99,999 |
0.05% |
0.05% |
|
| Balances $100,000 – $999,999 |
0.15% |
0.15% |
|
| Balances greater than $1,000,000 |
0.35% |
0.35% |
|
