Merchant processing services are subject to approval, require the opening of a First Guaranty Bank business checking account, and are available for business customers operating in First Guaranty Bank's markets only.

Streamline solution is subject to meeting and maintaining underwriting qualifications for a merchant account. Streamline product limited to merchants based on bank approval, subject to change based on bank's policy.

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

FGB Interest Checking Account

FGB Interest Checking Account1 Interest Rate APY2 Minimum Opening Deposit
      $5,000.00
Balances less than $5,000.00 0.00% 0.00%  
Balances $5,000.00 or more 0.45% 0.45%  

Fixed Rate CDs

Term  Interest Rate APY2 Minimum Opening Deposit
30 Day 2.70% 2.70% $500.00
90 Day 2.70% 2.70% $500.00
6 Month 2.70% 2.70% $500.00
1 Year 2.55% 2.55% $500.00
18 Month 2.60% 2.60% $500.00
2 Year 2.75%

2.75%

$500.00
3 Year 2.75% 2.75% $500.00
4 Year 2.85% 2.85% $500.00
5 Year 2.95% 2.95% $500.00
6 Year 2.95% 2.95% $500.00
7 Year 2.95% 2.95% $500.00
8 Year 2.95% 2.95% $500.00

Health Savings Account

Health Savings Account1

Interest Rate APY2 Minimum Opening Deposit
      $100.00
Balances less than $1,500 0.05% 0.05%  
Balances $1,500 – $99,999 0.07% 0.07%  
Balances $100,000 – $999,999 0.12% 0.12%  
Balances greater than $1,000,000 0.30% 0.30%  

Hero Checking Account

Hero Checking Account1 Interest Rate APY2 Minimum Opening Deposit
      $25.00
Balances less than $5,000.00 2.25% 2.27%  
Balances $5,000.00 or more 0.05% Range from 2.27% to 0.05%  

Individual Retirement Accounts (IRAs)

Term Interest Rate APY2 Minimum Opening Deposit
6 Month 2.70% 2.70% $500.00
1 Year 2.55% 2.55% $500.00
18 Month 2.60%

2.60%

$500.00
2 Year 2.75% 2.75% $500.00
3 Year 2.75% 2.75% $500.00
4 Year 2.85% 2.85% $500.00
5 Year 2.95% 2.95% $500.00
6 Year 2.95% 2.95% $500.00
7 Year 2.95% 2.95% $500.00
8 Year 2.95% 2.95% $500.00
 

 

   

Money Market Accounts

Guaranty Money Market1 Interest Rate APY2 Minimum Opening Deposit
(Personal or Business)     $1,500.00
Balances less than $1,500 0.00% 0.00%  
Balances $1,500 – $99,999 0.05% 0.05%  
Balances $100,000 – $999,999 0.15% 0.15%  
Balances greater than $1,000,000 0.35% 0.35%  

Savings Accounts

Account Type Interest Rate APY2 Minimum Opening Deposit
Regular Savings1 0.05% 0.05% $100.00
Christmas Club Savings1 0.05% 0.05% $5.00
Business Savings1 0.05% 0.05% $100.00

Savings Elite

Account Type Interest Rate APY2 Minimum Opening Deposit

 

    $25,000.00
Balances less than $25,000.00 0.05% 0.05%  
Balances $25,000.00 or more 2.50% 2.53%  

Sole Prop./Non-Profit Now

Business Accounts
Sole Prop./Non-Profit Now1
Interest Rate APY2 Minimum Opening Deposit
      $100.00
Balances less than $1,500 0.05% 0.05%  
Balances $1,500 – $99,999 0.07% 0.07%  
Balances $100,000 – $999,999 0.12% 0.12%  
Balances greater than $1,000,000 0.30% 0.30%  

Streamline Card Services FAQs

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What kind of small businesses are best for Streamline Card Services?

Streamline is a great product for merchants who need to accept credit card payments via a phone or tablet, including those who desire to process transactions face to face, or card not present. Ideal candidates will process $5,000 or less in payments on a monthly basis.

What if a merchant processes more volume, needs a terminal or other solution, or requires inventory management and other integrations?

First Guaranty Bank offers a robust, in-house merchant program to service all other merchant opportunities. Please contact [email protected] to allow their team to start the process.

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