Privacy Policy

Facts

What does First Guaranty Bank do with your personal information?

 

Why?

 

 

 

What?

 

 

 

How?

 

 

 

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you   how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 


 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Credit History
  • Income and Payment History
  • Credit Score and Account Balance

When you are no longer our customer, we continue to share your information as described in this notice. 


All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Guaranty Bank chooses  to  share;  and whether you can limit this sharing.

Reasons we can share your personal information             Does First Guaranty Bank Share?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 
 
Yes
 
 
No
For our marketing purposes—
to offer our products and services to you
 
Yes
 
No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes—
information about your transactions and experiences
 
No
 
We don't share
For our affiliates’ everyday business purposes—
information about your creditworthiness
 
No
 
We don't share
For nonaffiliates to market to you No We don't share

 


Questions?

 


Call 888-375-3093
Who we are
Who is providing this notice?First Guaranty Bank
What we do
How does First Guaranty Bank
protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Guaranty Bank
collect my personal information?

We collect your personal information, for example, when you

  • open an account or use your credit/debit card
  • apply for a loan or provide employment information
  • make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.


 

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • First Guaranty Bank does not share with our affiliates.
Non affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • First Guaranty Bank does not share with non affiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include companies such as insurance companies & companies that provide financial products & services.