Courtesy Pay for Personal

Courtesy Pay for Personal Accounts

Constantly having to check your account every time you make a purchase? We know that can be stressful, so we have a service to give you peace of mind to meet your daily financial needs.

In the event insufficient funds are available in your checking account, we will strive to pay your transactions.


 

How it works

Courtesy Pay

At our discretion, we will strive to pay any non-sufficient fund items, which may be presented against your account instead of returning the item unpaid. 

Includes:

  • Checks
  • Automatic Bill payments
  • Recurring debit card transactions
  • ACH items

 This service is automatically applied, if eligible

  

Courtesy Pay Plus

This option is only available to Courtesy Pay participants. With Courtesy Pay Plus, for a fee of $35, we will strive to authorize and pay overdrafts on ATM and everyday Debit Card transactions in addition to the items mentioned under Courtesy Pay. 

Includes:

  • ATM transactions
  • Everyday debit card transactions (excludes recurring debit transactions)
If you do not authorize this service: Overdraft Transactions are declined. No fee will be charged on ATM and everyday debit card transactions.

 

 Fees

Overdraft (OD) Paid Item Charge:

$35 per item

 

NSF Return Item Charge:

$35 per item

 

Personal/Consumer Accounts only – we will charge a combined total of no more than six (6) NSF Return Item and OD Paid Item charges per day

See Schedule of Miscellaneous Fees and Service Charges

Overdraft (OD) Paid Item Charge:

$35 per item

 

NSF Return Item Charge:

$35 per item

 

Personal/Consumer Accounts only – we will charge a combined total of no more than six (6) NSF Return Item and OD Paid Item charges per day

See Schedule of Miscellaneous Fees and Service Charges

 


 How to add or revoke

Automatically Applied. Visit your local branch, call or click below to revoke.

 

Revoke Your Decision:
Click here

By phone: 888.375.3093

 

Visit your local branch, call or click below to add or revoke

 

Add or Revoke Online:
Click here to learn more

By phone: 888.375.3093