MyChoice Checking Account

Our most popular checking account allows you to tailor the account to fit your needs.  From ways to decrease your monthly service charge to adding services to your account we put you in control.  MyChoice also gives you a Relationship Rate on CDs*.

  • $50 minimum deposit to open
  • $5 monthly service charge (see discounts for ways to decrease this)

How to decrease or waive the monthly service charge:

  • Set up your loan payment to auto debit your account - $5 discount
  • Sign up for Direct Deposit - $2.50 discount
  • Use your debit card - $0.20 per transaction discount (up to $5)
  • Enroll in eStatements - $2.50 discount


  • Keep your balance at or over $500 in the account each day throughout the statement cycle

Standard Features

Add-On Features - additional services you can tie to the MyChoice Account; fees applied monthly

  • Overdraft Services - Courtesy Sweep - $2 fee
  • Overdraft Services - Courtesy Pay and Courtesy Pay Plus
  • Mobile Check Deposit** - first 5 items free; $1 per item thereafter
  • Identity Theft Protect Plus - $5 fee
  • Identity Theft Restoration - $2 fee

*To receive the Relationship Rate on renewing CDs you must contact the bank and execute the additional documentation during the ten-day grace period.  See your local branch for more information.
**Your mobile carrier may assess data and text charges.