Regular Savings

Interest-bearing account designed to help your money work for you.

  • Minimum to open account is $100
  • $25 minimum to open an account for a minor with no service fee until the age of 18
  • Minimum balance requirement fee of $3 charged monthly, if the balance drops below $200 any day during the month
  • Service 24 ATM Card
  • Up to 3 complimentary withdrawals per month, $2 per withdrawal thereafter
  • Unlimited transactions at First Guaranty Bank Service24 ATM machines
  • Free Internet Banking & 24 Hour Telephone Banking
  • Savings accounts are subject to Reg D which permits no more than six (6) transfers from a regular savings account to another account or third parties by preauthorized, automatic, or telephone transfers per month.


 Christmas Club Savings

What a great way to start saving for the holidays! Our interest-bearing account can be used to accumulate funds throughout the year for your holiday expenses.

  • Minimum to open account is $5
  • Interest credited to your account annually
  • Must deposit at least $5 per month via automatic funds transfer from another FGB account
  • Free Internet Banking & 24 Hour Telephone Banking
  • Check disbursements made on 10/15 via direct deposit into an FGB account
  • No fees