Individual Retirement Account


IRAs offer new opportunities to people of all ages, allowing savings to grow tax-deferred or
tax-free, depending on the IRA chosen. Contributions can add up to major savings for retirement, education, or buying a first home. First Guaranty Bank offers the Traditional and Roth IRAs.

  • Minimum to open account is $500
  • One (1) year through eight (8) year IRAs available.
  • Rates are fixed for the term of the certificate*
  • Automatic renewal at the prevailing rate
  • Penalty for early withdraw (IRAs may also incur additional penalties stated by the IRS)
  • Free Internet Banking, 24 Hour Telephone Banking & Mobile Banking (Inquiry Only)

 

 Target Individual Retirement Account


  • Minimum to open account is $10
  • One (1) year variable rate certificate*
  • Automatic renewal at the prevailing rate
  • Penalty for early withdraw (IRAs may also incur additional penalties stated by the IRS)
  • Free Internet Banking, 24 Hour Telephone Banking & Mobile Banking (Inquiry Only)

 


 

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*Current rates, yields, and account disclosure forms available upon request from our customer support agents.