A First Guaranty Bank Credit Card provides purchasing power and shopping convenience at millions of locations around the world with the security of knowing your personal information will be handled locally at a First Guaranty Bank branch, not an out-of-town third party.

For added flexibility, you can choose the card that works best for your lifestyle and needs. We offer a business credit card, Visa® Business Card, and two personal cards, Visa® Classic and Visa® Gold. Learn more about these cards below.

Visa® Classic


  • $12 Annual Fee
  • Fixed APR*
  • Travel Accident Insurance
  • ScoreCard® Cashback Rewards Program – earn $1 for every $100 you spend
  • Summary of Credit Terms

Visa® Gold


  • No Annual Fee
  • Variable APR indexed to the Wall Street Journal U.S. Prime Rate*
  • Travel Accident Insurance
  • ScoreCard® Bonus Points Rewards Program – redeem your points for brand name merchandise and exciting travel awards
  • Summary of Credit Terms

Visa® Business Card


  • $40 Annual Fee
  • Variable APR indexed to the Wall Street Journal U.S. Prime Rate*
  • Travel Accident Insurance
  • ScoreCard® Bonus Points Rewards Program – redeem your points for brand name merchandise and exciting travel awards
  • Summary of Credit Terms

 
Apply today at a branch near you or call 1-888-375-3093.

Login to your account

Login to ScoreCard® Rewards

Report a lost or stolen card

*Index is the Wall Street Journal U.S. Prime Rate as designated in the “Money Rates” section of the Wall Street Journal. The APR may vary. A cash advance fee up to 4% of the amount of each cash advance will apply. A foreign transaction fee up to 1% of each transaction in US dollars will apply.