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Conventional Fixed Rate Loans

A home may be the smartest investment you will ever make. First Guaranty Bank wants that investment in a new home to work for you. With a Conventional Fixed Rate Loan from First Guaranty Bank you are Guaranteed to keep your low interest rate for the life of your loan.

  • The interest rate is fixed for the life of the loan
  • Most often used by homebuyers who expect long term ownership of the home
  • Monthly principal and interest payments remain the same for the life of the loan
  • No prepayment penalties for partial or full payment before the maturity date