We offer a collection of online and offline tools to our commercial customers to maximize cash flow. Our services assist in managing the inflow and outflow of cash to minimize expenses and maximize profits.

Free Business Check Recovery Service

Anyone who manages a business knows the time and effort it takes to make that business run efficiently. So wouldn’t it be great if you didn’t have to chase after NSF checks. Well as a First Guaranty Bank business customer, you have FREE Check Recovery Service with your business account. First Guaranty Bank will do the work for you. Simply sign-up today, stop chasing after NSF checks and get back to running your business.

Lockbox Services

Offers more timely availability of funds, cost and time savings, and security.

  • $150 monthly service charge
  • $0.20 - $0.35 per item, depending on volume.

Remote Deposit Capture

Allows customers to make deposits from the business location any time of day.

  • $100 setup fee
  • $50 monthly service charge
  • $100 monthly equipment rental fee - or purchase your equipment
  • $0.18 per transaction processing/imaging free

ACH Origination Direct Payment or Direct Deposit

  • $50 monthly service charge
  • $0.12 per transaction fee

Wire Transfers

Provides an immediate, reliable, and secure transfer of funds.

  • $25.00 per wire - domestic
  • $50 per wire - international

 

Online Banking

Offers the convenience and flexibility to manage accounts/finances any time in a secure environment. Learn More.

Mobile Banking

Offers the convenience and flexibility to manage accounts/finances any time in a secure environment, using only your internet-enabled mobile phone. Simply visit http://mobi.fgb.net using your phone's internet browser. Mobile code…

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Scan the code below with your compatible mobile phone to be taken directly to the First Guaranty Bank mobile web site.

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This service is provided to First Guaranty Bank customers free of charge; your mobile phone provider may charge you for internet use. Contact your mobile phone provider for details. First Guaranty Bank is not responsible for charges assessed by your mobile phone provider.

 

Positive Pay

A fraud protection service providing a trouble-free way of monitoring checks clearing an account.

  • $50 per month per account
  • $2.00 per rejection

 

Check Imaging

Online and CD-ROM imaging.

  • $12.00 per CD

 

Investment Sweep Accounts

Allows idle cash to sweep into a money market daily to maximize interest earnings.

  • $50.00 per month

Loan Sweep Accounts

Allows idle cash to sweep to the principal balance on a loan in order to reduce interest paid daily.

  • $50.00 per month

Payroll Cards

Offered to commercial customers for those employees without checking accounts or direct deposit.

See our "Fee Schedule" for additional information regarding miscellaneous charges for services.
See our brochure "Your Deposit Account" for information and disclosures regarding your deposit account(s).

Service24 Telephone Banking

Service24 Telephone Banking allows you to manage your First Guaranty Bank accounts any time, day or night, using your telephone. Any customer with an account at First Guaranty Bank can use this service. More information.