Your business needs funds!
Owner Occupied Real Estate
- Fixed rate as low as 5.99% for 5 years
- FGB will pay closing costs up to $7,500 - includes:
- Appraisal costs
- Legal fees
- Other 3rd party costs
To jump start the loan process, here's a list of initial documents we will ask you for:
- Most recent 3 years of tax returns on the business
- Most recent 3 years of financials on the business
- Current Quarter-end year-to-date financials on the business
- Most recent 2 years of personal tax returns including all schedules, K-1s, W-2s, 1099s, etc. for all owner’s holding 20% or greater
- Personal financial statement on all guarantors signed and dated; less than 12 months old
*The above list is not an all-inclusive listing of documents. There will be additional documents requested throughout the loan process.
How to Apply
Contact your local lender. Need a FGB Lender - we can find one for you. Call 888.375.3093
Or search for a location near you.
New money only. Amortizing term loans only. This program is for owner occupied commercial real estate, business equipment, farmland, or agriculture – excludes government guaranteed loans (SBA, FSA, USDA, etc.). Customer may receive up to a $7,500 closing cost allowance. Eligible closing costs are legal fees, appraisal costs, and 3rd party costs only. Subject to bank underwriting requirements and approval. Other products are available. While funds last.