
Guaranty Free Checking
Take a look at the features of this truly free account below.
- Minimum to open account is $50
- UNLIMITED check writing and deposits
- FREE Service 24 ATM Card & MasterMoney™ Debit Card
- FREE Internet Banking, Bill Pay, & 24 Hour Telephone Banking
- FREE 24 Hour ATM access nationwide*
- No monthly service charge
Guaranty Plus Checking
For our Customers who want a low cost checking account that earns interest with a few “extras”…This is just the account for you.
- Minimum to open account is $100
- UNLIMITED check writing and deposits
- FREE Service24 ATM card and MasterMoney™ Debit Card
- FREE Internet Banking, Bill Pay, & 24 Hour Telephone Banking
- FREE 24 Hour ATM access nationwide*
- Check and deposit images with monthly statements (Front of checks and deposits only)
- No charge for 1st order of FGB “Corporate Image” checks
- FREE safe box for one year with auto-debit payment (Subject to availability)
- No monthly service fee unless the balance falls below $1,500
- $12 monthly fee if balance falls below stated amounts
50 Plus Checking
For our customers 50 and better, you deserve an account tailored made for you. This no cost account comes with additional perks to keep your life easy and your money working for you.
- Minimum to open account is $50
- UNLIMITED check writing and deposits
- FREE Service24 ATM card and MasterMoney™ Debit Card
- FREE Internet Banking, Bill Pay, & 24 Hour Telephone Banking
- FREE 24 Hour ATM access nationwide*
- Check and deposit images with monthly statements (Front of checks and deposits only)
- No charge on any FGB “Corporate Image” checks
- 0.25% bonus on Certificate of Deposit (Excluding promotional Certificate of Deposit)
- No monthly service charge
Health Savings Account
Our Health Savings Account is a tax-exempt account where funds grow to pay for medical expenses. It works like a checking account. Consumers can use checks or a debit card to pay for qualified medical purchases.
- Minimum to open account is $100
- UNLIMITED check writing for qualified medical expenses
- FREE MasterMoney™ Debit Card
- FREE Internet Banking, Bill Pay, & 24 Hour Telephone Banking
- Check and deposit images with monthly statements
- Variable interest rates are tiered based on daily balances
- Free 24 Hour ATM access nationwide*
- No monthly service charge
Related Services
- Order Checks Online
- 24 Hour Telephone Banking
- Internet Banking
- Mobile Banking
- Report a lost or stolen card
- Product Rates
For information and disclosures regarding your deposit accounts, request a copy of “Your Deposit Account” from one of our convenient banking center locations.
*FGB is part of the SUM Network. Enter your zip code into the surcharge Free ATM finder to see ATM locations nearest you.

