Credit / Debit Cards
MasterMoney™ Debit Card
How does my MasterMoney™ Card Work?
At Automated Teller Machines (ATMs) and merchants Point of Sale (POS) machines, it works just like a regular ATM card, using your Personal Identification Number (PIN). At some stores, restaurants and other MasterCard® merchants, it works like a credit card; however, it affects your checking account. You present the card to the cashier, then sign the receipt. Your purchase will be deducted directly from your checking account.
How is my MasterMoney™ Card different from a credit card?
The MasterMoney™ Card is an enhanced ATM card. It is not a credit card. When you use it to make a purchase, the money is deducted from your checking account.
If I get a MasterMoney™ Card, what should I do with my old ATM card if I have one?
- Keep it and continue to use it or,
- For security reasons, when you receive your new MasterMoney™ Card and Personal Identification Number (PIN), simply cut your old ATM card in half and return it to the bank to be deleted.
What happens if my MasterMoney™ Card is lost or stolen?
Call a customer service representative at 1-800-406-5534 as soon as you realize that your MasterMoney™ Card is lost or stolen so we can cancel it and order a replacement card.
Will my MasterMoney™ Card purchases appear on my monthly statement?
Yes. If you shop with your MasterMoney™ Card, the amount, the date and even the place where you used it will all appear on your statement, along with the checks you write and your ATM transactions. Having all of your transactions on one statement helps you keep track of your spending.
Are there any spending limits?
Yes. You will be able
to access up to a daily limit of $500.00* or your available balance,
whichever is lower. Since you are using money you have deposited, rather than money you
are borrowing, you need to make sure that there are sufficient funds in your checking account to cover any purchases you made with your MasterMoney™ Card.
*under certain circumstances this limit may be higher
Can I use my MasterMoney™ Card anywhere?
You can use your MasterMoney™ Card to get cash at ATMs wherever you see the logos that are on the back of your card. And now you can also use it to shop wherever you see the MasterCard® logo.
Who do I call if I have more questions?
Call one of our customer service representatives at (985) 345-7685 or 1-888-375-3093 and we’ll be happy to answer any questions you may have about
the MasterMoney™ Debit Card.
To apply, simply download the MasterMoney™ Card application, print, complete and bring to any of our convenient locations or mail to:
First Guaranty Bank
Electronic Banking Department
P.O. Box 2009
Hammond, LA 70404-2009
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MasterCard® or Visa® Card
Annual fee is $12.00.
When you use a First Guaranty Bank MasterCard® or Visa®
Card for the purchase of goods or services, the following benefits are
yours:
- Automatic Travel Accident Insurance
- Toll-Free Travel Reservation Service
- Bonus Travel Dividends
- Auto Rental Discounts
- Credit Card Registration
- Key Registration
- Auto Rental Insurance
- Travel Protection:
- Lost Luggage Locator Service
- Lost or Damaged Luggage Insurance
- Hotel-Motel Theft Insurance
- Medical Assistance
- Concierge Service
- Quarterly Newsletter
CASHBACK
Earn CashBack on every purchase made with your First Guaranty Bank credit card! There’s no enrollment necessary and your earnings are paid out annually. For more details about CashBack, call our Credit Card Department at (985) 375-0476 or 1-888-375-3093.
To apply, simply download the MasterCard® or Visa® Card application, print, complete and bring to any of our convenient locations or mail to:
First Guaranty Bank
Credit Card Division
P.O. Box 2009
Hammond, LA 70404-2009
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Visa Gold® Card
When you use the First Guaranty Bank Visa Gold® Card for the purchase of
goods or services, the following benefits are yours:
- Automatic Travel Accident Insurance
- Toll-Free Travel Reservation Service
- Bonus Travel Dividends
- Auto Rental Discounts
- Credit Card Registration
- Key Registration
- Auto Rental Insurance
- Travel Protection:
- Lost Luggage Locator Service
- Lost or Damaged Luggage Insurance
- Hotel-Motel Theft Insurance
- Medical Assistance
- Vision Care
- Discount Pharmacy
- Concierge Service
- Quarterly Newsletter
BONUS POINT PROGRAM
Earn Bonus Points redeemable for FREE Gift and Travel Awards! Simply use your First Guaranty Bank
Visa Gold Card® and start earning today! Bonus Points are reported on your monthly card statement. To find out how the plan works, call our Credit Card Department at (985) 375-0476 or 1-888-375-3093.
EXTENDED WARRANTY
On purchases made in full using the Visa Gold® Card the Extended Warranty Program doubles the U.S. manufacturer’s warranty period and extends coverage up to one additional year for warranties of five years or less. (Some exclusions apply.)
90-DAY PRODUCT PROTECTION
The 90-Day Product Protection Program covers new consumer products purchased in full with a credit card issued against direct physical loss or damage for 90 days from the date of purchase. (Some exclusions apply.) Coverage is in excess of other collectable insurance.
To apply, simply download the Visa Gold® Card application, print, complete and bring to any of our convenient locations or mail to:
First Guaranty Bank
Credit Card Division
P.O. Box 2009
Hammond, LA 70404-2009
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Visa Corporate® Card
When you use the First Guaranty Bank Visa Corporate® Credit Card
for the purchase of goods or services, the following benefit is yours:
AUTOMATIC TRAVEL ACCIDENT INSURANCE
You, your spouse and dependent children up to age 19 (age 23 if a full-time student at an accredited school or college) are automatically covered with common carrier travel accident insurance every time you travel by air, bus, train, ship, taxi or any other common carrier anywhere in the world when you charge your entire fare to our card. This coverage is available to you at NO EXTRA COST.
To find out more about our Visa Corporate® Card, call our Credit Card Department at (985) 375-0476 or 1-888-375-3093.
To apply, simply download the Visa Corporate® Card application, print, complete and bring to any of our convenient locations or mail to:
First Guaranty Bank
Credit Card Division
P.O. Box 2009
Hammond, LA 70404-2009
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